I'm not - there's an inverse value on how much credits are actually worth compared to how much you can purchase for cash. If you list a $50 gift card it will go for over 5 million credits. However if you want to purchase $50 worth of credits outright $50 will only get you 1.375 million credits. It's more economically sound (if you want to use cash to purchase Listia items) to post a bunch of gift cards - then you can bank way more credits than you will if you just purchase credits for cash. Therein lies our dilemma. I hope you have enough credits banked to bid. If not I would purchase a used copy for cash on eBay. I hope this clears up the disparity in pricing. Thanks for asking!